What To Do When Unemployment Runs Out Where to Get Help When Your Unemployment Checks Run Out
By Alison Doyle, About.com Guide
What can you do if your unemployment checks have run out, are about to run out, or, if you can't get by on unemployment benefits, which typically aren't enough to live on?
In addition to unemployment compensation, there are a variety of other resources available for individuals collecting unemployment, as well as for those who are out of unemployment benefits, and for their families.
Check for Updates on Unemployment Extensions
Additional Extended Unemployment Compensation benefits may be implemented. Check frequently for updates on possible federal unemployment extensions.
Government Assistance
Temporary Assistance for Needy Families
Each state has a Temporary Assistance for Needy Families (TANF) program (formerly called welfare). TANF can help with food stamps, financial assistance, training, and job searching. This directory, from About.com's Guide to Single Parents Jennifer Wolf, has contact information for every state.
Food Stamps
The federal Food Stamp Program, now called Supplemental Nutrition Assistance Program (SNAP) helps low income families and individuals buy food.
Medicaid
Medicaid provides medical benefits to low income people who have no medical insurance or have inadequate medical insurance.
WIC
WIC stands for Women, Infants, and Children. WIC is a supplemental nutrition program administered by the Food and Nutrition Service (FNS) division of the U.S. Department of Agriculture.
Additional Federal Benefit Programs
Information on federal assistance programs from About.com Guide to US Government Info Robert Longley, including: HUD Public Housing Assistance Program, Dislocated and Laid Off Worker Program, Dislocated Worker Program, Low Income Home Energy Assistance Program, and health insurance programs for uninsured children.
State and Local Social Services Offices
Click on the map to find state and local social services offices in your locations.
Non-Profit and Social Services Agencies
Free Job Search Help
How job seekers can identify free, or inexpensive, job search and career resources in their geographic areas.
Career OneStop Assistance
In addition to employment resources, the Career OneStop Centers provide information on local resources such as community organizations that may be able to offer support with utility bills and food costs.
2-1-1 Call Center
Call to find local assistance with training, employment, food pantries, affordable housing, and support groups.
Directory of Homeless Shelters
Homeless shelters throughout the United States from the National Coalition of the Homeless.
Food Banks
Directory of Food Banks, listed by state. Food banks offer meals or groceries, or both.
Libraries and Churches
Check with your local library and your church for information on job search support groups and other assistance for unemployed workers and their families.
Job Search Resources
Job searching can be a major issue when you've lost your Internet access and/or don't have a computer. However, you can job search online without having your own computer. If you can access a computer at a library, for example, you'll be able to check email, create, update and print resumes and cover letters, and apply for jobs.
Online Job Search Guide
These resources provide advice on how to write resumes, CVs, cover letters and other employment letters, where to look for jobs, how to conduct a job search, the best way to use networking and social media to job search, how to interview successfully and negotiate compensation, and how to research employment related benefits and legal matters.
Save Money
15 Ways To Save Money on the Web
When your financial situation is tough, it's good idea to learn new ways to save money. Here are tips on how to save money from About.com's Guide to Web Search, Wendy Boswell.
Share Your Unemployment Story<
Many of those who have shared their unemployment stories felt a little better just because they were able to explain the reality of being unemployed and, in some cases, losing everything. If you'd like, tell us about the job you lost, what it's like being unemployed, and what you might have learned while you're out of work. Also read stories from others who are unemployed.
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